EFU Life Assurance Limited
JSCL is the second largest shareholder in EFU Life Assurance Limited (the Company or EFU Life). EFU Life was incorporated in Pakistan on 09 August 1992 as a public limited company under the Companies Ordinance, 1984 and started its operation from 08 November 1992. The shares of the Company are quoted on Pakistan Stock Exchange.

The Company is engaged in life insurance business including ordinary life business, pension fund business and accident and health business and has established following statutory funds, as required by the Insurance Ordinance, 2000:

  1. Investment Linked business (includes individual life business)
  2. Conventional business (includes group life and individual life businesses)
  3. Pension business (unit linked)
  4. Accident and health business


EFU General Insurance Limited
JSCL is the second largest shareholder in EFU General Insurance Limited (the Company or EFU General). The Company was incorporated as a public limited company on 2 September 1932. The Company is listed on the Pakistan Stock Exchange and is engaged in non-life insurance business comprising of fire & property, marine, motor, etc.

EFU General is in the business of providing a full range of non-life insurance products and services customized to meet the varied needs of a wide spectrum of businesses and industrial clients as well as individuals, providing Property, Marine/Aviation, Motor and other Miscellaneous products.


Allianz-EFU Health Insurance Limited

EFU Services (Private) Limited is a joint venture with Allianz and EFU Group to form Allianz-EFU Health Insurance. Allianz EFU is Pakistan’s First specialized health insurance company.

EFU Services (Private) Limited (the Company) was incorporated in Pakistan as a private limited company on 20 March 2000 under the Companies Ordinance, 1984 with its registered office at EFU House, M.A. Jinnah Road, Karachi, Sindh. The principal activity of the Company is to buy and sell securities, shares, stocks, etc. and to act as a holding company of its group companies.